Regulated finance,engineered on-chain.
We build financial infrastructure inside banking law, not around it. The stack behind Semosis — Turkey's first digital promissory-note platform, with 800+ organizations and over 1 billion TL collected — generalizes to the full spectrum of on-chain finance.
From contract to custody
Blockchain & decentralized contracts
Permissioned DLT with a core-and-derivative smart-contract architecture: deterministic state machines govern the full lifecycle — create, approve, endorse, pay, protest — with immutable, time-stamped evidence.
Oracles
Trusted bridges between real assets and the chain: our oracle layer binds physical instruments to their digital twins through on-chain proofs, keeping ledger state and legal reality in sync.
RWA — real-world assets & tokenization
Receivables, notes and asset-backed securities as transferable digital twins — the roadmap that takes today's digital instruments to tokenized, collateralizable assets on public or permissioned networks.
Trading applications & data platforms
Order and portfolio workflows, real-time analytics, risk scoring and reporting layers — the market- and reference-data plumbing that regulated trading products stand on.
Wallets & custody
Digital wallets integrated with bank-grade security: keys held in partner HSM/TEE infrastructure, licensed custodians for real and tokenized instruments, and selective-disclosure identity (SSI, DID/VC).
CBDC — use cases & integration
Architectures designed for the Digital Turkish Lira ecosystem: programmable payments, digital-wallet integration and token-based settlement, built with our banking partners for the central bank's sandbox.
Compliance by construction
KYC/AML, sanction screening, zero-knowledge proofs and data minimization designed into the contracts themselves — evidence chains that stand up as legal proof.
Proven by Semosis
Semosis digitizes the entire promissory-note lifecycle — creation, approval, endorsement, payment, protest — inside the banking system, with APY (Albaraka Portföy) and Insha Ventures. The same architecture is the launchpad for tokenized receivables, MLETR-aligned trade documents and Digital TL settlement.
Build regulated digital finance
From a tokenization pilot to a CBDC-ready platform — we engineer to the standards your regulator expects.